The Provident Team


Stephen Hosmer

Managing Partner

Steve is a seasoned executive and financial consultant who brings over two decades of leadership across public, private, and nonprofit sectors. As Managing Partner of Provident, he guides faith-based organizations in governance, financial stewardship, and operational alignment. A former NASDAQ-listed CEO and CFO, Steve now helps ministries and mission-driven enterprises implement public-company discipline with Kingdom-centered integrity. His consulting work spans churches, schools, and nonprofits nationwide, always anchored in servant leadership and a commitment to transparency, accountability, and excellence.

Bill Tilney

Strategic Consultant

Bill has served as CFO and Executive Director at multiple nonprofit organizations for over 25 years. As a Strategic Consultant with broad experience in strategic planning, financial management and managerial oversight, Bill helps organizations strengthen governance, improve operational efficiency, and implement GAAP-compliant financial systems. Rooted in his faith, Bill believes that excellence in stewardship and leadership is an act of worship. This guiding principle inspires his work to help faith-based organizations lead with integrity, clarity, and purpose.

Natalie Williams

Business Administrator & Bookkeeper

Natalie is a people-first problem solver with a strong background in account management, client success, and operations. She’s spent years working closely with customers of all sizes across a variety of industries, helping them navigate platforms, streamline processes, and get the most out of their tools and services. Whether she’s coordinating internal workflows, creating operating procedures for customer applications, or providing one-on-one technical support, Natalie brings a calm, thoughtful presence to every project, and is deeply committed to helping businesses thrive.